Are you applying for a Schengen visa or inviting a family member, friend, student, colleague, or foreign partner to France or Europe? Schengen insurance is the travel insurance policy that all applicants for a short-stay visa must provide in order to enter the Schengen Area. Geodesk offers Schengen insurance that meets the requirements of consulates and embassies. Your policy covers, among other things, emergency medical expenses, hospitalization, medical repatriation, and assistance throughout your entire stay in the Schengen Area.
Geodesk, a broker specializing in international insurance for 30 years, assists individuals, businesses, educational institutions, and international organizations in securing coverage for international travel, with a simple, fast application process and a certificate that can be used immediately for your visa application.
Are you planning a trip to Europe? Whether you’re a tourist, visiting family, traveling for work, or on a business trip, compliant Schengen insurance is essential for obtaining your visa. Schengen insurance is travel insurance required under Article 15 of European Regulation (EC) No. 810/2009: anyone applying for a Type C Schengen visa, valid for up to 90 days within any 180-day period, must prove they have adequate travel medical coverage before submitting their application.
Your Schengen insurance must cover emergency medical expenses up to at least €30,000, emergency hospitalization costs, and medical repatriation—including repatriation of the body in the event of death—throughout the entire Schengen Area and for the entire duration of your stay.
Many applications are delayed or denied because the insurance does not meet consular requirements.Compliant Schengen insurance differs from a standard travel insurance policy in three key ways that consulates systematically verify: the maximum coverage for medical expenses must explicitly be at least €30,000; the geographic coverage must include all countries in the Schengen Area, not just the destination country; and the certificate must cover the entire duration of the stay.
At Geodesk, we offer Schengen insurance that meets the requirements of European consulates.
Geodesk understands the realities of visa applications and the situation on the ground—a risk that is often underestimated.
You’ve booked your ticket and prepared your application… but the consulate has denied your visa request. The reason? An insurance certificate that doesn’t meet Schengen requirements: the certificate you submitted caps medical expenses at €30,000 and doesn’t include the required repatriation coverage. The traveler must recompile their application and reschedule an appointment, often just a few days before departure. Geodesk addresses this issue proactively: the certificate is verified against the relevant consulate’s list of required documents, then issued in the correct format, for the correct amount, and covering the correct length of stay.
Une chute, une appendicite ou une infection sévère survient pendant le séjour. Dans plusieurs pays européens, quelques jours d’hospitalisation avec intervention peuvent dépasser plusieurs dizaines de milliers d’euros, au-delà du seuil réglementaire de 30 000 €. C’est pourquoi Geodesk propose, en option, des plafonds de frais médicaux relevés et la prise en charge directe des soins, pour éviter au voyageur d’avancer des sommes qu’il ne pourrait pas régler seul. Vous voyagez ainsi dans l’espace Schengen avec une assurance qui va bien au-delà du minimum exigé pour l’obtention du visa.
However, when a serious accident or illness requires medical evacuation, everything must be arranged very quickly; the goal is to reach the appropriate medical facility and then arrange for medical repatriation to the home country if necessary. The repatriation coverage under Schengen insurance covers this transportation, medical escort, and, in the event of death, the repatriation of the remains. A 24-hour assistance hotline coordinates the entire process.
Whether you’re traveling for tourism, a family visit, studies, a business trip, or a short-term assignment abroad, the right Schengen insurance policy isn’t necessarily the cheapest one—it’s the one that fits your situation, meets Schengen visa requirements, and covers the actual duration of your stay.
Travel with peace of mind anywhere in the Schengen Area. Our Schengen insurance covers emergency medical expenses, repatriation, and 24-hour assistance, and can include optional personal liability, baggage coverage, and trip cancellation coverage.
Are you hosting a relative or friend visiting from abroad?
Geodesk provides insurance that meets consular requirements. The Schengen insurance policy can be purchased and paid for by the host in France or Europe to simplify the administrative process, and the insurance certificate serves as the required proof of accommodation for the visa application.
For a foreign partner or employee on a short-term assignment in France or the Schengen Area, the company obtains a valid certificate for Schengen visa applications, including medical coverage, assistance, and repatriation valid throughout the Schengen Area.
Coverage designed for international students. Whether you’re an exchange student, attending a school, or enrolled in a short-term program, medical coverage, assistance, and repatriation are tailored to the length of your stay, with useful options such as liability coverage, baggage coverage, and trip interruption coverage. Ideal for students, interns, Erasmus programs, schools, and universities.
Travel multiple times without having to renew your Schengen insurance for each trip. For a multiple-entry visa valid for 6 months or 1 year, the insurance covers each stay for up to 90 days within any 180-day period, without having to renew the insurance certificate for each trip.
After age 60, premiums, needs, and medical conditions change, and some insurance policies become more restrictive. Our experts select the plan that offers the best balance between coverage, compliance with Schengen visa requirements, and cost, to provide you with effective protection without overinsuring you.
Schengen insurance recognized wherever it is required
Every Schengen insurance certificate issued by Geodesk meets the requirements of consular authorities and international organizations: (medical expenses with a minimum coverage of 30,000 €, assistance, repatriation, liability, length of stay, etc.), valid throughout the entire Schengen Area. You are including a document with your visa application that consulates recognize.
A health issue, an accident, a hospital stay, or a medical emergency abroad can happen at any time. Visa processing times are often tight. Geodesk quickly issues your compliant insurance certificate and provides you with access to medical assistance available 24 hours a day, 7 days a week, throughout your entire stay.
Geodesk supports travelers, expatriates, companies, NGOs, executives, and professionals who operate internationally and is familiar with the practices of consulates and embassies as well as the real limitations of standard insurance policies. This expertise helps you avoid an unsuitable insurance policy that could result in a visa denial or unexpected medical expenses.
An advisor will help you choose your insurance, answer your questions, and be there for you whenever you need assistance—including when it comes to handling a potential claim. You’ll receive personalized, responsive, and compassionate support.
We analyze your situation (destination within the Schengen Area, duration of stay, purpose of visit, visa status, personal or professional background, and risk level) in order to recommend the coverage that is truly useful to you. You’ll receive personalized support.
We select the most appropriate solution. You’ll quickly receive a transparent quote that includes essential coverage (medical expenses, hospitalization, assistance, repatriation) as well as supplemental coverage tailored to your needs: liability, baggage, trip cancellation, legal protection, cybersecurity, key person insurance, or directors and officers (D&O) liability, etc., with a price adjusted to the duration of your coverage and your profile.
Your policy will be approved in just a few minutes. You’ll instantly receive your insurance certificates, other certificates, and the documents you need for your administrative procedures (Schengen visa, relocation abroad, professional assignment, international mobility, or business travel).
Throughout your trip, our teams and partners are there for you anywhere in the world, 24 hours a day, 7 days a week. We organize medical care, cover medical expenses, provide emergency assistance, arrange medical repatriation, and handle incidents.
Analysis of Your Needs
We analyze your situation (destination within the Schengen Area, duration of stay, purpose of visit, visa status, personal or professional background, and risk level) in order to recommend the coverage that is truly useful to you. You’ll receive personalized support.
Solution Architecture
We select the most appropriate solution. You’ll quickly receive a transparent quote that includes essential coverage (medical expenses, hospitalization, assistance, repatriation) as well as supplemental coverage tailored to your needs: liability, baggage, trip cancellation, legal protection, cybersecurity, key person insurance, or directors and officers (D&O) liability, etc., with a price adjusted to the duration of your coverage and your profile.
Deployment
Your policy will be approved in just a few minutes. You’ll instantly receive your insurance certificates, other certificates, and the documents you need for your administrative procedures (Schengen visa, relocation abroad, professional assignment, international mobility, or business travel).
Follow-up & Support
Throughout your trip, our teams and partners are there for you anywhere in the world, 24 hours a day, 7 days a week. We organize medical care, cover medical expenses, provide emergency assistance, arrange medical repatriation, and handle incidents.
Pain Without Borders
Pain Without Borders
Pain Without Borders has been using Geodesk's services for several years. Geodesk regularly provides us with insurance solutions tailored to our experts' missions in our various areas of operation, particularly in Ukraine, Ivory Coast, and Mozambique. Communication is always smooth, quick, and efficient, and we are fully satisfied with our collaboration and the availability of our account managers. "
URD Group
A. Lefevre
HR Director
“The travel of Better with Water employees is essential to the success of our field missions. Having a reliable insurance partner allows us to support them with peace of mind, wherever they are working. The quality of the support, the responsiveness of the teams, and the coverage tailored to our needs are a real asset for our organization and for the safety of our employees.”
GERES
X.ARNOULT
HR Director
“For several years, Geodesk and IECD have been developing a structured partnership to benefit the social protection of employees on international assignments. Present in 18 countries, IECD works to promote access to education, employment, and entrepreneurship. Geodesk's support helps to secure these initiatives in sometimes complex or fragile environments, particularly in Lebanon and Madagascar. This long-term partnership is based on a strong and shared relationship of trust between IECD and Geodesk, serving their common commitments on the ground.”
Reporters Without Borders
“RSF has been working with Geodesk for several years. We particularly appreciate the quality of their personalized support. Their teams are always responsive, available, and attentive to our needs. We appreciate their follow-up and always enjoy communicating with them.”
The Alexandre Dumas French Lycée in Moscow
Jean-Paul SCHÜTZ
Principal
“The Lycée Français Alexandre Dumas in Moscow , a school directly managed by the AEFE (Agency for French Education Abroad), places the safety and well-being of its students at the heart of its priorities. This is why we attach paramount importance to the quality of the school insurance we have purchased from CGEA GEODESK. Our school welcomes over 660 students, from preschool to the final year of high school, from numerous nationalities and spread across three separate campuses. In such a demanding international environment, we need a reliable partner. CGEA GEODESK fully meets this requirement. The “INTERNATIONAL STUDENT SCHOOL INSURANCE” coverage protects our students during school hours, on educational outings, and during all extracurricular activities organized by the school, thus providing continuous protection tailored to our daily lives.”
CartONG
L. Cailloce
Administrative and Logistics Officer
“Your speed and responsiveness ensure that we always receive our insurance certificates on time for our employees working in the field, even when we notify you relatively late. This is something we greatly appreciate, and it’s a relief to know that we can count on you in this regard.”
A single detail can jeopardize your Schengen visa application. The most common mistakes are: medical coverage below the required €30,000 limit; insurance limited to the destination country only, rather than covering the entire Schengen Area; validity dates that do not exactly match the duration of your stay; and an insurance certificate obtained after the visa application has been submitted, which may be deemed inadmissible. This video explains how consular authorities actually verify a Schengen insurance certificate (coverage amount, policyholder’s name, coverage area, dates, and repatriation coverage), as well as the key points to check before submitting your application.
Coverage for one-time international assignments: administrative fees, liability insurance, and assistance throughout the entire duration of the business trip, with additional coverage for high-risk destinations.
Healthcare coverage worldwide, with direct billing, coverage limits tailored to the actual cost of local hospitalizations, and no disruption to the French healthcare system.
Coverage for the interruption of the stay, including arrangements for return transportation to France.
Comprehensive, long-term health and life insurance coverage for expatriate employees, either integrated with the CFE or providing coverage from the first euro, depending on the circumstances in the host country.
Continuing coverage for death, disability, and incapacity for your mobile workforce, anywhere in the world
Coverage and compensation specifically for personal injury accidents occurring abroad, in addition to health and assistance coverage.
Schengen visa insurance is travel insurance required by Article 15 of Regulation (EC) No. 810/2009 for all applicants for a short-stay visa. Schengen visa insurance is mandatory for obtaining an entry visa, because the Schengen Area wants to ensure that travelers can cover any medical expenses, emergency hospitalization, or repatriation without relying on local healthcare systems.
To be accepted by consular authorities, your insurance must, among other things: cover at least €30,000 in medical expenses; include emergency hospitalization costs; cover medical repatriation and the repatriation of remains in the event of death; be valid in all Schengen Area countries; cover the entire duration of your stay; and provide a valid, personalized certificate.
At Geodesk, we verify that your policy meets all requirements before it is issued. Request your personalized quote: it’s free, fast, and non-binding.
Beyond the regulatory threshold, compare the actual medical expense limit with the cost of care in the countries you’ll be visiting, the availability of direct reimbursement that eliminates the need to pay upfront, the quality and availability of assistance, and the options that are relevant to your situation: liability coverage, baggage coverage, and trip cancellation coverage. A vacation, a family visit, a study trip, or a business trip each requires a different plan, as every trip is unique.
After a quick review of your profile, visa, and length of stay, Geodesk will provide you with a quote and then issue your personalized, certified certificate. The policy can be purchased by the traveler themselves or by a third party, such as a family or organization hosting them in France.
The cost of Schengen insurance depends mainly on the length of stay, the insured person’s age, and the selected options (higher coverage limits, liability coverage, baggage coverage, trip cancellation coverage). A surcharge generally applies for those aged 65 and older. The best way to get an exact, customized quote is to request one. (Pricing table coming soon)
Contact the assistance platform, which is available 24 hours a day, 7 days a week, before incurring any expenses whenever possible: it will coordinate your referral to an appropriate facility, arrange for medical care, and, if your medical condition requires it, arrange for your repatriation. Keep all medical documentation and invoices for the processing of your claim.
Yes. A valid Schengen Visa insurance policy covers you in all Schengen Area member countries, even if your itinerary includes multiple destinations. This allows you to travel with peace of mind without having to purchase a separate insurance policy for each country you visit.
Some insurance companies offer a refund of all or part of the premium in the event of a visa denial, upon presentation of official proof. The terms and conditions vary by policy. Geodesk advisors will explain the available options and their terms when you purchase your policy.
If you are applying for a long-stay visa (D visa), standard Schengen insurance is generally no longer sufficient. For long-stay visas, each country sets its own requirements.
France requires more comprehensive medical and repatriation coverage for the entire duration of the stay: international health insurance; expat insurance; coverage for international students; and professional mobility insurance.
Yes. Depending on the available plans, it is possible to insure multiple members of the same family under a single policy. This solution simplifies the administrative process while providing tailored coverage for each traveler. Our dedicated Schengen Insurance advisors will help you choose the most advantageous plan. Need Schengen Visa insurance? Request your free quote and receive your certified certificate quickly.
